|   | USA Residents | ||
| Have you done any of the following things recently to reduce your own spending or save money: Looked into consolidating or refinancing your debts and loans? | |||
| Yes | No | ||
| Row % | Row % | ||
| USA Residents | 21% | 79% | |
| Employed Residents | 23% | 77% | |
| Gender | Men | 22% | 78% |
| Women | 20% | 80% | |
| Age | 18 to 29 | 15% | 85% |
| 30 to 44 | 30% | 70% | |
| 45 to 59 | 23% | 77% | |
| 60 or older | 14% | 86% | |
| Gender by age | Men under age 45 | 6% | 16% |
| Men age 45 or older | 5% | 23% | |
| Women under age 45 | 4% | 16% | |
| Women age 45 or older | 6% | 25% | |
| Income | less $50,000 | 20% | 80% |
| $50,000-$99,999 | 21% | 79% | |
| $100,000 or more | 29% | 71% | |
| Households with children under 18 | Household with children | 26% | 74% |
| No children in household | 17% | 83% | |
| Region | Northeast | 24% | 76% |
| Midwest | 16% | 84% | |
| South | 24% | 76% | |
| West | 18% | 82% | |
| Marist Poll National Residents "N=1128 MOE +/- 3%". Numbers may not add to 100 due to rounding. | |||