Terms and Conditions of Use

Effective March 17, 2010

Marist Institute for Public Opinion (“Us”, “We” or “Our”) welcomes you (“You” or “Your”) to Our website(s) (collectively, the “Site”). You will find below the terms and conditions which You must accept before (and while) You use the Site.

1. Acceptance of Terms.

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13. Copyright Dispute Policy

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We reserve the right to terminate Your account or remove any content if We, in our sole discretion, believe the DMCA notification meets the criteria listed below.

Notification of Claimed Copyright Infringement

If You believe Your copyrights have been infringed because of material appearing on a web page We host, you must file Your claim of infringement with Our designated agent via mail at the address below.

By Mail: Marist College, 3399 North Road, Poughkeepsie, NY 12601.

Alternatively, You may email Us with Your complaint of claimed infringement.

By Email: TheMaristPoll@marist.edu.

You must provide the following information in your written complaint to us in order for it to be valid under the DMCA:

1) A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

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Elements 1-6 above are taken directly from 17 U.S.C. 512(c)(3). Please consult the DMCA for additional details on the information necessary for valid notification.

Please note: Misrepresentations and false accusations of copyright infringement may subject You to damages including, but not limited to, fees incurred in blocking material, court costs, and attorneys fees.

Counter-notification response to Claims of Copyright Infringement

You may file a counter-notification with Our designated agent. All such responses must be submitted to the address listed above in this section and must contain the following:

1) A physical or electronic signature of the subscriber.

2) Identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled.

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Elements 1-4 above are taken directly from 17 U.S.C. 512(g)(3). Please consult the DMCA for additional details on the information necessary for valid notification.

Please note: Misrepresentations and false responses to claims of copyright infringement may subject You to damages including, but not limited to, fees incurred in blocking material, court costs, and attorneys fees.

As provided by the DMCA, after receipt of a valid counter-notification, We may restore or re-enable access to removed material.

Other Violations

Please contact us at any of the above addresses to report any other actual or potential violation of the Terms.

14. GENERAL INFORMATION.

a. This constitutes the entire agreement between Us and You and governs Your use of the Site and supersedes any prior agreements between Us and You
with respect to the Site.

b. Nothing contained herein will be construed to constitute either party as a partner, employee or agent of the other party, nor will either party hold itself out as such. Neither party has any right or authority to incur any warranty, liability or obligation of any kind (express or implied) on behalf of the other party.

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e. Performance by any party of any obligation hereunder shall be excused if and for so long as such breach or failure to perform is caused by a force majeure event, and prompt notice thereof has been given to the other party. If any party fails to perform any duty or obligation hereunder as a result of a force majeure event, such party shall be required to fulfill its obligations hereunder within a reasonable time after the force majeure event ceases to exist.

State Polls

The polling community is one that crisscrosses the country.  If there are any additional polls you’ve heard of, please, let us know!

Elon University
http://www.elon.edu/e-web/elonpoll/
The Field Poll
http://www.field.com/fieldpoll/
Market Shares
http://marketsharescorp.com/
Monmouth University
http://www.monmouth.edu/polling/
Public Mind
http://publicmind.fdu.edu/index.html
Public Policy Polling
http://www.publicpolicypolling.com/pppmain.asp?@spdT=B6B42829136845A69B19
Quinnipiac University Poll
http://www.quinnipiac.edu/polling.xml
Suffolk University Poll
http://www.suffolk.edu/research/1450.html
Siena College Poll
http://www.siena.edu/level2bcol.aspx?menu_id=562&id=15577&linkidentifier=id&itemid=15577

MIPO’s Shining Stars

Throughout the 30 years of the Marist Poll, countless students have connected with us. From all majors, these undergraduates have developed their knowledge of surveys while sharing with us their professionalism, talent, and energy.  In so doing, these all stars have established a reputation par-excellence for the Marist Poll. Here is grab bag of photos of these students over time.

Debt Consolidation

2009 ushered in an increase in consumer debt after three consecutive months of decline in the fourth quarter of last year.  But, for many families struggling with job loss, declining wages or housing values, there is a need to find options to relieve the pressures of mounting debt.

In a Marist Poll conducted in March 2009, 21% of Americans report they have looked into consolidating or refinancing their debt or outstanding loans.  Interestingly, nearly three in ten households with a family income of $100,000 or more have explored this avenue for cutting costs.  This includes 28% of men under the age of 45 and approximately one-quarter of families with children. About one in seven (15%) Americans have tried to negotiate with their credit card company to lower their monthly interest rates or finance charges.  Americans with a family income of less than $50,000 a year are more likely than their higher earning counterparts to make an attempt to lower their credit card costs in this way.  This personal finance tactic knows few age bounds although Americans 60 years of age or older are less likely to do so.

Looked Into Refinancing Debt Table

Negotiated with Credit Company Table

Marist Poll Methodology

Related Links:

http://www.federalreserve.gov/releases/g19/hist/cc_hist_sa.html

http://www.bls.gov/

http://geofred.stlouisfed.org/ http://www.nfcc.org/

The Marist Poll’s Barbara Carvalho explains how to simplify debt while cutting costs:

Feasting for Less

These tough economic times require cost-conscious measures, but when it comes to the dinner table, a majority of Americans try not to end up being penny-wise and pound foolish.  In a March 2009 Marist Poll, 54% of Americans tell us they look for healthy alternatives in their everyday dinner recipes.  26% say their top recipe priority is its affordability, followed by 13% who want it to be fast, and 7% who need it to be kid-friendly.

However, money does matter.  Households with a family income of less than $50,000 divide: 45% look for a recipe that is healthy but 40% say their top priority is affordability.  This compares with 60% of families with an income of $100,000 or more who weigh healthy options highest.

And, as we age, concern with cost and speed declines and the value of healthy choices in the recipes we choose increases.

Everyday Recipe Table

Marist Poll Methodology

Related Links:

Nutrition Data:  Know What You Eathttp://www.nutritiondata.com/

http://www.nutritiondata.com/topics/recipes

Dietary Guidelines for Americanshttp://www.health.gov/DietaryGuidelines/

http://www.mypyramid.gov/

Healthy and affordable:  Recipeshttp://healthyrecipes.oregonstate.edu

Healthy and affordable:  Money saving tipshttp://healthyrecipes.oregonstate.edu/stretching-food-dollars

Healthy dinner ideas from the Food Networkhttp://www.foodnetwork.com/ellies-healthy-dinner-ideas/video/index.html

Pricey Pair?

Look up “blue jeans” on MerriamWebster.com, and the term is simply defined as, “Pants usually made of blue denim.”  Ah, if it were only that simple!

On average, Americans say they’ve spent, at most, $44.50 on a pair of jeans.  That’s according to the latest Marist Poll.  That number jumps when looking at younger Americans and those who make more money.  U.S. residents under the age of 45 say the most they’ve spent on a pair of jeans is $52.51, and Americans in households with an annual income of $50,000 or more say they’ve purchased jeans for $52.88.

Wear Jeans Table

Average Dollar Amount Spent on Jeans Table

Marist Poll Methodology

Privacy Policy

Effective March 17, 2010

1. Introduction

Your (“You” or “Your”) privacy concerns are important to The Marist Institute for Public Opinion (“Us”, “We” or “Our”), and protecting Your privacy and safeguarding Your information is one of Our highest goals. You need to know what information is being collected about You through Our website (“Site”) and how Your information may be used. To that end, this Privacy Policy explains what information We may collect about You.

2. Collection of Information

In connection with Your use of the Site, You will provide the majority of the information We collect about You. For example, We may require You to provide certain information, including, but not limited to, Your name, mailing address, e-mail addresses, telephone number and other personally identifiable information. Other information collected by Us may be provided automatically when You access the Site, such as observing Your use of the Site, through the use of cookies (described below), and may be obtained from other sources such as Our business partners. We do not require you provide personal information to visit our Web site; however, You may choose to provide Us with personal information through an email message, form, survey, audio or video transmissions, etc. This information is used only to fulfill the stated purpose of Your communication and/or participation.

3. No Collection of Children’s Personal Information

Our Sites are intended for general audiences and commercial use. We do not knowingly collect any personal information from children under the age of 13. We reserve the right to delete any information We believe to be in violation of this Privacy Policy.

4. Use of Information

We automatically collect and temporarily store information about Your visit. The information We collect enables Us to refine and offer better services and provide the Sites to You. We may share the information We collect about You with Our business partners. The types of information we collect include, but are not limited to:

• the date and time of Your visit;
• IP addresses;
• browser type, operating system, and language;
• the pages you visited;
• Your email address(es), if available; and
• the address of the Web site from which You came.

5. Cookies

When You visit the Site, We may place a text file called a “cookie” on Your computer’s hard drive. A cookie is a small piece of information that a website can store on Your web browser and later retrieve. A cookie enables the Site to recognize You as a prior user, provides the Site with information regarding Your prior use and assists Us in determining what portions of the Site are most appropriate for You. Your Web browser may provide You with the ability to not accept cookies. However, in order to take full advantage of the Site, We recommend that You accept cookies from the Site.
Portions of the Site use third-party tools which use cookies to collect anonymous traffic data. By using this Site, you consent to the processing of data about you by third-parties in the manner and for the purposes set out above.

6. Disclosure

We do not sell, license, lease or otherwise disclose Your information to any other parties; except that We may disclose Your information when We believe, in good faith, that disclosure is reasonably necessary to comply with laws, law enforcement or court orders, or to protect the rights, property or safety of another person, including Our own property or rights.

7. No Liability

We have made significant investments in protecting and safeguarding Your information. We continuously upgrade and enhance Our security measures as new tools, techniques and technology become available. However, We do not guaranty that any such information will not be misused or disclosed to third parties. We will not have any liability to You for any such misuse or disclosure. If You choose to purchase a product or service offered by another company, any information You share with that company will not be controlled by this Privacy Policy, You do so at Your own risk, and We have no liability to You.

This policy does not cover privacy for the use of Marist College owned equipment or other information resources. Use of Marist College equipment and other information resources are covered in the Information Security Policy, found at http://www.marist.edu/it/infosecurity.

8. Consent

By using the Site, You consent to the collection and use of Your information as set forth in this Privacy Policy. If We decide to change this Privacy Policy, which We may do at any time without notice to You, We will post those changes on this page. By continuing to use the Site after We have posted the changes, You agree to and accept such changes. You should periodically check the Site for changes to this Privacy Policy.

9. Additional Information

We welcome Your questions, comments and requests for additional information regarding privacy of the Site.

You accept and agree to be bound this Privacy Policy and the Terms and Conditions of Use.

Sites We Like

Life today can be complicated.  Where can you turn to help you juggle work, family, and finances while trying to have a good time?  Check out these additional resources.

Travel
http://www.state.gov/travel/
http://www.budgettravel.com/bt-dynsrch/realdeals/realdeals.html
http://www.msnbc.msn.com/id/29838768/
http://www.cnn.com/2009/TRAVEL/03/26/four.travel.rules/

Health & Family
http://www.cdc.gov/Features/ProtectTheOnesYouLove/
http://www.mayoclinic.com/health/marriage-counseling/MH00104
http://womenshealth.gov/topics.cfm
http://www.healthfinder.gov/scripts/SearchContext.asp?topic=542

Automotive
http://www.epa.gov/OMS/consumer/17-tips.pdf
http://www.youtube.com/watch?v=1netxNJG-ng
http://www.ftc.gov/bcp/edu/pubs/consumer/autos/aut05.shtm

Kudos for Michelle Obama

A majority of U.S. residents give Michelle Obama high marks for her performance as first lady. 52% say that Mrs. Obama is doing either an excellent or good job in the position while just 9% believe she is handling herself poorly. 24% are unsure.

But, the first lady is not immune from party politics. 75% of Democrats report Mrs. Obama is performing well in the position. That’s compared with just 30% of Republicans. However, a notable proportion of the GOP — 36% — is unsure how to rate her.

Women give First Lady Michelle Obama higher marks than do men. 57% of women compared with 47% of men believe Mrs. Obama is doing an above average job.  There is little difference between younger and older Americans.  When it comes to U.S. residents under the age of 45, half report that Mrs. Obama is doing either an excellent or good job while 52% of those 45 or older feel the same.

Michelle Obama Approval Table

Marist Poll Methodology

The Marist Institute for Public Opinion

The Marist Institute for Public Opinion (MIPO) is a survey research center at Marist College in Poughkeepsie, New York. Founded in 1978, MIPO is home to the Marist Poll and regularly measures public opinion at the local, state, and national level. The Marist Poll is highly respected and is often cited by journalists and analysts around the globe.

Marist isn’t your grandfather’s polling institute. Surveys run the gamut. Topics include politics, money, family, spirituality, mind and body, sports, entertainment, and much more!

The Marist Poll is unique. It was the first college-based survey center in the nation to involve undergraduates in conducting survey research. It’s been 31 years and still counting. Students participate in each and every survey conducted. Their experiences allow them to weave political science, computing, communications, marketing, and psychology into an interdisciplinary learning experience. Student employment, internships, conferences, and seminars with leading journalists, pollsters and government officials can all be found at MIPO!

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